Financial Planning by Kalidas
Rating agencies are rated very high in investor’s world because their actions cause rise or fall in bonds prices. Secretly they all hate them – but they can not be eloquent. Often, these agencies are being abused by the Authorities to serve their political agenda. US despite 12 trillions of debt is rated AAA and China with $ 2.3 trillions of forex reserve is rated A+, Read this article for more insights..
The Author skilfully presents the reasons why Gold should to US$ 6400 and Silver $80 with full facts, figures and investigation. The Author claims that the United States has lost almost 90% of gold to banks, investment banks and hedge funds to help them short the gold to control the inflation numbers. This appear to have been done through Foreign Central Bankers to whom the gold is earmarked for having agreed to lend the gold from their inventory on behalf of Fed. The Author claims to have investigated such massive loss of gold in his highly read and reviewed book “Sub Prime Resolved” in which Chapter 14 titled”Where is Mackenna’s Gold” discloses for the first time how the gold was lost and how it was concealed successfully from the American tax payers and public. This is one of brilliant EXPOSE since the days of Watergate Scandal
The Author discusses the strategy to invest into real estate and shows how to select various kinds of properties, value them now and also in future if the objective is investment, not self use. A simple, suave and lucid article that teaches one every step of investing into real estate of any kind. This is a primer which will need to be modified with reference to culture in each country.
In continuation of series – How to Invest into anything – this is in fact extension of previous article on Zero Coupon Bonds. The Author educates the investors how such instruments come to help in planning everything in their life – education of children, wedding, business, buying of property, retirements, and also division of family wealth in case of disputes Read more…
Anil Selarka (alias Kalidas) as part of his campaign series to educate the investors of various investment products, e,plains in layman’ terms the concept of Zero Coupon Bonds – considered by the author as Best Investment Product for individual investors. Zero becomes Hero, is what he says. He also says that while there are limited high yielding Zero CPN Bonds are available (such as South African Rand Zeros), a time is going to come within ne,t 18 months similar high yielding products in USD, GBP and EURO hitting the market as the financial crisis getting deeper and deeper (let those idiots in Washington and Fed say whatever they want). Wait for those opportunities when they arise in your countries.
This is part 5 of his New Series – How to Invest into Anything?. Part 2 of Zero coupon (Part 6 of overall series) will appear 3 days later. Read more…
This is continuation of series “How to Invest into anything?” This part SR04 deals with relatively simpler products like Bank Deposits. However, the important part of this article is to teach the investors how to invest even into bank deposits. The author shows implications of many important process, and also explains in very simple terms what an Individual investor should do in such circumstances. He also explains how the Investor reduces his wealth by using plastic money, and how he can become prosperous by intelligent savings. The author also shows how to use Recurring Deposit to build real wealth with common sense planning. Meanwhile, please read more
This is continuation of previous article (Series 2) of How to Invest into anything? The previous article was preparatory whereas this issue deals with specifics. Often we see in the investment world is not true. This is why many predictions of experts and pundits go wrong. The art of investment is similar to “Art of War” where an Investor is a soldier. He has to deal with the situation as it comes. No planning helps,whereas some core understanding does guide the soldier, that is, an investor. This article is more directed at the individual investor who is relatively less equipped to deal with complex products such as ETF, futures, options, derivatives, leverages etc. The author’s emphasis is to let the investor make the most money through discipline and simple understanding. An individual does not have delve into complexities when he can as well make same or even better amount of money by following simple strategy. This is why Author reminded his father’s wisdom – “When one needs to use common sense, he should not waste his intelligence. It can be put to better use later on. Read more…..
As extension of his new Primer Series – How to Invest into anything? , the author starts with most primitive form of Savings and Investment – Gold. He contends that his research on gold indicated that United States has frittered away most of its gold in either hedging or shorting operation. Although the gold is physically held by US, the true ownership lies elsewhere for about 6297 tons of gold. (in his new book – Sub Prime Resolved – Chapter 14 He therefore feels that the gold prices could go through the roof when this reality hits the major hedge funds and large investors. In this primer, he outlines the true value of gold investing, and goes on to describe each product variation in brief details. Why should one invest into Physical gold rather than in derivatives or paper gold, he is very specific. The present financial turmoil has not ended, and if one invests into some paper assets lying with brokers or banks who may fail, there is no recourse available to investors to capitalize on massive rally in the offing. Read more… you will learn about gold more than you already know
The author teaches the Investors the basic art of investing. He tells him how to, where to and when to invest into anything. He exhorts the investor to prepare themselves mentally before they dabble into investing. This is a first introductory chapter. The whole seris will deal with plethora of investment products from Property to gold, stocks to bonds, commodities to derivatives by explaining all basis, pitfalls and potential rewards. However, the most important thing is the mental set up. Investment is a mental game, he says. Read further
The Author critically evaluates latest myth surrounding the US government’s guarantee of $306 billions issued to Citigroup and cash funding of $ 45 billions under TARP. The Citigroup CEO Mr. Pandit’s statement that the Citigroup was having the best quarter since 2007 was an act of deceiving the Senators, President Obama and American Tax Payers. According to Author, a clever game of creative accounting was played out at the highest level. Instead of making Citigroup absorb the losses in its own book, the creative genius were at work to ensure that the Citi was spared and the nation (USA) was obviously destroyed. How as it achieved – Read the full article.