Financial Planning by Kalidas
The Author instantly reacts to the news of Tata Tele’s sale of 26% stake to NTT DoCoMo, Japan’s biggest company. How much NTT pays, what is the effect on stock price, what are the hidden secrets, in lucid fashion
The Author tried to address the hypes on one of India’s most premium business house – Reliance Induustries Ltd, and its presently promoted Reliance Petroleum Ltd. (RPL) a massive green refinery, ranked 6th largest in the world. The refinery, in which Chevron holds 5% stake, comes on production stream in December 08 (now delayed to Jan 09). The stock price of this unborne child went on as high as 259. Currently trading at Rs 82, the author argues that the stock of this prized company could drop to 30 to 60 level due to host of factors, including hitherto unknown Rs 77oo crores of derivatives outstanding (US$ 1.6 billions). Too many shares – 4.5 billions are too much to digest in the market, although 70% is owned by its parent RIL – first ever Fortune 500 Indian company.
The Author reproduces the letter addressed to the President Bush proposing resolution of credit crisis with complete action plan. The letter was received by White House on 25 August, 2008, almost 2 months and 1 week before the present impasse. It was not attended to with the result the crisis developed at unprecedented pace from 2nd week of September, throwing entire Nation and the World into most horrific financial crisis. While the President had time to go to G7 meeting, he did not have time to at least look at the solution recommended at his doorstep by this author. And the result is known now – $40 trillions lost world over in last 2 months (including $15 to $20 trillions in US alone) and the crisis is not even showing sign of abating – in fact it is worsening. 2 months of golden opportunity was thrown away by the President of United States who never had any idea what to do, when, how and resolve it as fast as he could. He believed merely on rhetoric and trusted his advisers who let him down everywhere.
This article teaches the Investors the basics of investing especially in market crash. It trains the mind of an investor what, when, how and why should he buy a particular stock, how to hold them and when to sell in future. It is the primer not only for beginners, but also seasoned investors and professionals.
The author analyzes the reasons for indida’s ailment, its misguided rupee policy, how weaker rupee hurts the economy and foreign investment, damaging measures taken by SEBI, RBI, Finance Ministry in hurting the rupee and their own economy. One of the finest essay on the Indian economy.
The author evaluates possible reasons for Islamic Banks’ avoidance of derivatives that saved them. Islam prohibits the living one’s life on earnings from Interest of any source. What is the significance and how this stricture of Islam saved the Islamic Banks from global routes
The Author addresses investor’s basic needs at the heightened stage of market stress. He provides comprehensive guidance to almost all Investors – personal to professionals -how to handle their portfolio at this point of time. He narrates in very simple language when to invest new money, and until such time, how to rebalance their present portfolio with existing resources. He also provides tool such as Excel spreadsheet with demo examples. No Author has ever provided such guidance ever. The Author has 40 years of rich experience in banking, stocks, bonds, currencies, commodities in international market.